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He did not want to be part of helping those who already had more money than they needed. He wanted to help those poor customers who would appreciate having a few extra dollars at month end each month, those who needed the money to pay their rent, heat their homes, and feed their family. Many did not even have a checking account and most did not have a savings account, never mind an investment portfolio. He tried to convince them to open a checking account, reminding them that it was a free, interest paying account, and they refused, preferring instead to pay their bills with the money orders that they had to pay $3.00 each to buy. Without a checking account, a savings account, and a credit card, they would never build a credit history to warrant a loan for a house, a car, or for any occasion in their lives. They would always be poor, and in the way that they did not teach their children how to live in a society that thrives on savings, investments, and credit, their children would. I bought him a beer and we caught up on happenings from the winter. Then I walked the short distance to my little house and started the process of opening and airing it to make it livable again.It wasn't until Monday morning that I went down to the Post Office to collect my mail. Most of it was junk mail — ads for this thing or another — with a couple of small bills thrown in and a letter in a little blue envelope with the soft scent of some sort or flowers. There was no return address.As soon as I got back home, I opened the blue envelope. It was a little note from Ellie Dupont asking me to give her a call as soon as I was back and settled in. She wanted to take a cruise as soon as possible and she would be bringing a guest. That made me wonder if she had found a serious male companion over the winter.I decided it might be a little early for her so I puttered around the house for a while. Then when I took a break for lunch, I pulled out my cell phone and called her."Hello, Ellie..
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